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Archive for the ‘Finance’ Category

Finance #1 : Budgeting

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Do you have a personal financial budget?  Many people I know don’t.  ‘I spend lesser than I earn‘ or ‘My spending every month is arbitrary‘. If you do spend less that what you earn, that’s great news but a budget is still important because you might have a bigger need that you thought.


1) Tracks your expenses
Know how much you can really spend on an item. Just because it’s on sale doesn’t mean you need or can have it.
2) Curb your spending
Many are resistant to this. Not many people like to control their spending habits.
3) Achieving financial goals
4) Debt reduction

A budget will not solve all your financial woes and it won’t let you have more to spend but it will (hopefully) let you spend, save and pay off your loans. You might even have enough savings for that holiday or bag you’ve been wanting!
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Written by wonderwool

July 22, 2009 at 6:04 am

Finance Topics

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After much discussion with some friends, I came up with a rough outline on the topics I am going to cover. Not all of them will be relevant to one single person but hey, I hope you find something you like.

The (rough) Outline:

# Budgeting
# Financial Pitfalls
# What you should have
# Savings Plan
# Credit Cards
#Interest Compounding
# How to reach $____ by age XX
# Trading Account
# Trading Concepts
# Simple Accounting Concepts
# Simple Investing Concepts
# Asset Classes – What are they, really?
# Interest Compounding
#Asia Business Schools
# UK & US Business Schools
# Gap Year Financing
# Insurance Plans
# Housing

Will be adding more, whenever I think of something. If there are more that you will like to see, drop me a mail or comment!

Written by wonderwool

July 22, 2009 at 4:49 am

Cherry kisses!

with 2 comments

After much deliberation and procrastination, here’s the website I’ve always wanted to have. All sugary and sweet. Still defining the concepts I will like to adopt but so far, it will be :

1) Fashion
Street Shots
2) Finance
3) Reviews – Food, Restaurants and Events
4) Blogging about everything under the sun
5) Travelogue

Here’s a big, fat hello to Candy Factory.

Your Excited Candy Lover